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Malaysia|Pros and cons of investing in real estate in Malaysia?

When it comes to generating passive income, “investing” is a familiar avenue. In Malaysia, the most popular investment directions are real estate and stocks. Click to learn more about the trend of property prices in Malaysia in 2022. This article will share the advantages and disadvantages of investing in real estate in Malaysia, so that you can clearly understand which investment method suits you.

What are the advantages of investing in Malaysian real estate?

Real estate is definitely the most stable long-term investment! First of all, after buying a house, you can rent it out first to relieve mortgage pressure through rental income.

If you buy in a hotspot with high appreciation potential, coupled with favorable factors such as convenient transportation and proximity to the city center, it means that you can increase the rent every year, allowing you to have a considerable surplus after deducting the monthly loan.

Moreover, a house is not an intangible asset that fluctuates every day or that needs to be watched all the time, like the stock market.

In addition to rental income, you can enjoy capital gains from property appreciation, which is known to grow in value over the long term.

According to the National Property Information Centre of Malaysia (NAPIC), in the past 10 years from 2012 to 2021, the average house price in Malaysia has increased by 60.2%, from RM271,384 to RM434,758!

What are the disadvantages of investing in Malaysian real estate?

When buying a new house, if you don’t do your research beforehand, you’re likely to run into unscrupulous developers who take your money and run away, or build a house with poor quality materials and construction.

Of course, you can also choose to buy a second-hand property (subsale property), but you may need to prepare an extra sum of money to decorate and take care of the house before you can rent it.

In addition to this, you as the homeowner have to maintain the house on a regular basis, and any structural damage will cost you money to repair, which will be an additional cost to you.

But in the long run, real estate is definitely a long-term investment worth considering, suitable for investors with sufficient funds and the patience to wait for returns.

It must be noted that the value of the house will appreciate with factors such as community development, population density and transportation convenience. Therefore, before entering the property, you must consider its location, and prospective community development, transportation, and proximity to hotspots as investment considerations.

In any case, if you want to invest in real estate in the most “secure” way, your capital will generally be on the house for at least 5 to 10 years, so it is not suitable for investors looking for short-term returns.

Conclusion 

There is no absolute good or bad in real estate, stocks and other investment vehicles. The only thing to consider is whether it’s right for you. To invest, you must first understand the advantages and disadvantages of different investment vehicles in order to make the most informed decision. If you continue to want to know more about buying property and immigration in Malaysia, remember to follow Denzity.


Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

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Malaysia investment information:

  1. Malaysia | Why you should Immigrant in Selangor
  2. Immigrate to Malaysia | Lower housing costs are the best choice for Hong Kong residents

Base on Location:

  1. Brisbane | The place full of opportunity but little recognition

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Malaysia | Estate123 | 7 Tips for Property Investment in Malaysia

Malaysia is a great place for property investors. Not only does it have warm tropical weather, it is also safe from many major natural disasters, has a fairly stable political landscape, and the food is one of the best in the region. Besides that, for Hong Kong investors, it is an ideal place to buy property for own stay or investment, as there is a large Malaysian Chinese population that is able to converse fluently in Cantonese, as well as Chinese language schools and media that will make settling into the country much easier.

For overseas investors who already have a plan for investing money in Malaysian property, or keen to gain some insight into property investment in Malaysia, here are some useful tips.

#1 – Buy when others are rushing to sell

During the Covid-19 pandemic, and subsequently the current post-Covid property landscape, many people sell off their properties as a way to minimize their loss and protect from further depreciation. This is a great opportunity for overseas investors to find attractive deals in major cities such as KualaLumpur, Penang, Ipoh, and Johor Bahru, because there is room for negotiation and plenty of choice for you as a buyer.

#2 – Sell when others are rushing to buy

It’s simple economics: provide supply when there’s demand, and you’ll be sure to make a successful transaction. When many buyers are vying to purchase, you can easily find a buyer that is willing to agree to your price, or even offer a better deal than what you are asking for.

#3 – Adopt a long-term outlook

Most property investors adopt a long-term outlook for their investments, especially overseas investors who plan to purchase property as a holiday home or retirement plan. Unlike many other investment products, property gives you a huge amount of control over your assets. Property values are also more likely to appreciate instead of depreciate over time. This gives you better growth prospects and protects you in times of economic trouble.

#4 – Vary your portfolio

Many investors choose to diversify a property portfolio by investing in different asset classes and subclasses within each major class. By investing in property across various asset classes investors can achieve potentially higher returns and minimize risk by not having all their money in one product type. This goes for overseas investors as well, who usually have a portfolio of both local and foreign properties.

#5 – Location is important

The mantra of ‘Location, location, location‘ is still the heart of the real estate industry. Proximity to amenities, shopping malls, green space, scenic views, and the neighborhood’s status factor prominently into residential property valuations. Closeness to markets, warehouses, transportation hubs, and highways play an important role in commercial property valuations. Tenantability is also an important factor. If there’s nobody to rent your property, you won’t be able to collect any rental yield or see any return on your investment.

#6 – Seek advice of a qualified real estate professional

Overseas investors may not be well-versed in the laws and cultures of the country they plan to purchase property in. Thankfully, there are many real estate agents and professionals who specialize in offering their real estate services and expertise to foreign buyers. In Malaysia, always seek the advice of a qualified real estate agent (EA) or real estate negotiator (REN) to ensure you don’t become a victim of scams or frauds.

#7 – Always study and research the market where you plan to buy

Hiring a competent real estate agent is important, but as the saying goes, ‘live and learn’. Don’t become complacent and lazy if you want to succeed as an investor in the property industry, because the market situation today may not be the same tomorrow. You will have to constantly keep abreast with the latest news and research the market, especially when buying property in a different country, which can help you to make decisions based on facts and figures.

Estate123 Information

Estate123 is Malaysia’s home-grown one-stop property portal for commercial and residential property listings. As the leading commercial property website in Malaysia for many years, Estate123 recently revamped its website to provide a fresh new property search and listing experience in the Malaysia PropTech scene. In line with the tagline “Search for Malaysia property as easy as 1-2-3”, the new Estate123 website has optimized property search for users to find their ideal residential and commercial property, while the clean and simple interface allows for a faster, smoother, and user-friendly property browsing experience. Homeowners, property agents and real estate negotiators can sign up as a member and post their property listings for free without limit in Estate123. 

This article has been reproduced in text with the permission of the Estate123.


Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the UK, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

Malaysia investment information:

  1. Malaysia | Why you should Immigrant in Selangor
  2. Immigrate to Malaysia | Lower housing costs are the best choice for Hong Kong residents

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United Kingdom | Invest with Vivian | 2022 UK real estate investment overview to help you find new investment opportunities

Investment should be diverse, and asset classes should also be diverse, even geographically. In recent years, many Hong Kong have immigrated to or invested in the UK, and they have also begun to pay attention to UK real estate investment. Recently, the data for the first quarter of 2022 of UK real estate has been updated, and the growth trend is indeed quite attractive.

With the large number of Hong Kongers planting their flags in the United Kingdom using BNO passports, and the opportunity of low prices in the British pound after Brexit, the United Kingdom has become a popular choice for Hong Kong people to invest in overseas properties. After the epidemic lockdown, the UK real estate market has been active. Many Hong Kong people think of London first when they want to immigrate or invest in the UK. However, London is very expensive, housing prices are high, and the relative rental yield is also low. If you want to capture the appreciation potential, naturally you have to look at emerging areas.

According to Nationwide data, house prices in the UK in March 2022 increased by 14.3% year-on-year, outperforming Hong Kong significantly where, according to the Central Plains City Leading Index, prices fell by 2.2% year-on-year in March. In terms of housing prices in major cities in the UK, the first half of last year was the outbreak period. The capital London recorded a year-on-year growth of 3-5%, while the increase in housing prices in Manchester was even more astonishing, recording a year-on-year growth of 12-17%, outperforming Average UK house price growth as a whole. However, this is due to the government’s stimulus policies, and Manchester house price growth has now returned to normal levels. According to Land Registry data, the latest year-on-year increase in Manchester house prices in February was 4.7%.

In terms of rental returns, data from the Office for National Statistics showed that private residential rents in the United Kingdom rose by 2.4% year-on-year in March, while London rents rose by 0.4% year-on-year, while rents outside London rose by 3.3% year-on-year. Rental growth outside London has started to outperform London since 2017. In terms of pre-tax rental yields, London’s rental yield is only 3.47% due to its high housing prices, which is slightly higher than the average in Hong Kong. However, it is relatively low in terms of the UK, and it is only slightly better than Oxford at the bottom of the list. Manchester City ranked second with a rental yield of 5.19%, and Glasgow ranked first with a rental yield of 7.52%. However, considering the potential increase in the property and the possibility of resale, Manchester City is still more attractive. From the perspective of investment and rent collection, the city center of Manchester has a high occupancy rate, with an occupancy rate of 99.5%, a rental return of at least 5 or 6%, and a great potential for appreciation.

Manchester is the second largest city in the UK (in terms of population and GDP) with a population of 2.8 million and a growth rate of 9% since 2010. The Deansgate-Castlefield area is known as the Happy Valley of Manchester City. It has developed into a middle-class community consisting of high-rise residential buildings, starting from four blocks in the south, south, north and west of Deansgate Square. The latest completions are Elizabeth Tower and Victoria Residence, followed by The Blade and Three Sixty, which are expected to be completed in Q4 2023. Deansgate-Castlefield is located 15 minutes away from Spinningfields, the central business district of Manchester. With the completion of projects one after another, there will be a completely new property scene in a few years.

Invest with Vivian Information

Vivian views macro political and economic situations, integrating fundamental factors and technical analysis to capture investment opportunities in the global market.

This article has been reproduced in text with the permission of the YouTube channel 李卓穎 Invest with Vivian.


The UK mortgage information:

  1. Help to Buy | The UK government helps you get a property with 5% down
  2. Buy to Let | The UK real estate mortgage loan scheme | Top 10 Best Buy to Let areas

The UK local information:

  1. Salford
  2. Liverpool

Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

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Vietnam | Youtuber Michael Tang | Staying in the Tallest Building and best honey moon suite in Vietnam

Located in Ho Chi Minh City, The landmark 91 is not only the tallest building in Vietnam, but in fact also the tallest building in South East Asia, as well as one of Asia’s top-10 tallest skyscrapers. At the end of Jan, Michael stayed in a honeymoon suite at the top of the 5 star hotel, “Vinpearl Luxury Landmark 81” for his staycation in Ho Chi Minh city. For more details, watch the video.

Having judged many hotels around Vietnam, Michael can confidently say that The Landmark 81 is one of the best hotels in Ho Chi Minh, offering not just a place to stay, but a shopping mall, a home, an offices. The hote towers up to a height of 461 meters, including 81 stories and 3 underground floors with a total area of 141,000 square meters. Those who are interested in going to Vietnam should definitely consider a stay at Landmark 81.


Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the UK, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

Malaysia investment information:

  1. Malaysia | Why you should Immigrant in Selangor
  2. Immigrate to Malaysia | Lower housing costs are the best choice for Hong Kong residents

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Real Estate Knowledge

Malaysia|Is it better to invest in real estate or stocks in Malaysia?

“Investment” is nothing more than real estate and stocks, but how to choose the investment tool that suits you? This article will share the advantages and disadvantages of investing in real estate and stock in Malaysia, so that everyone can choose the investment method that suits them best. Before continuing to read this article, go here to learn about the pros and cons of investing in real estate.

If you choose to invest in the Malaysian stock market, then share price growth and dividend income will be your source of return. However, the company’s share price can surge in the short term, and it may also plummet within an hour, which is a potential risk to invest in the Malaysian stock market. Therefore, the Malaysian stock market is suitable for investors who can bear the risk of short-term volatility and do not have much capital.

Real Estate vs Stocks: Which Is the Better Investment in Malaysia?

Real EstateStocks
10 year return rate(2012 to 2021)60.2%63%
ThresholdHigh, at least 5-figure down payment, plus stamp duty and legal feesLow, start investing with just 100 unitsBuy Now Pay Later T+2 Mechanism
Other costsFees such as stamp duty and legal feesRenovation costsMaintenance and repair costs of the houseBrokerage commissionExchange Clearing FeeStamp duty
Way of returnRental incomeReturn on capital from house price growthDividend incomeReturn on capital from share price growth
Funding flexibilityLow, transactions generally take several months to complete and cannot be cashed out immediatelyHigh, you can arbitrage on the same day and get your funds back
Investment periodLong, generally long-term investment is 5 years or moreAs short as one day, as long as more than 5 years
Anti-inflationGenerally resistant to inflationDepends on the business nature of the company you invest in
Buying and selling procedureThe investment process is more complicated, and it takes at least 3 months to complete the transactionThe buying and selling procedures are simple, and you can operate freely through online transactions
RiskLow, house prices will appreciate in the long run, and can control real estate rental and sales strategiesHigh, the stock price volatility can plummet in one day, and it cannot influence the development strategy and direction of the invested company
Suitable objectHave sufficient fundsConservative risk appetiteLike stable returnsShort on moneyCan withstand short-term volatility riskLook for relatively short-term returns

Conclusion 

You have to remember that every investment has risks, so you need to be very careful. If you continue to want to know more about buying property and immigration in Malaysia, remember to follow Denzity.


Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the Malaysia, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

Malaysia investment information:

  1. Malaysia | Why you should Immigrant in Selangor
  2. Immigrate to Malaysia | Lower housing costs are the best choice for Hong Kong residents

Base on Location:

  1. Brisbane | The place full of opportunity but little recognition

Follow us on:

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United Kingdom | Youtuber Life-solvers | British settlements, which place is right for you to immigrate

Earlier, Youtuber Life-solvers found that Reading is very different from Hong Kong. It is a suburban place with a very beautiful environment. Property prices are slightly lower than London, and there is a lot of room for appreciation. In this episode, Youtuber Life-solvers discusses which place in the UK is suitable for you to immigrate to.

In this episode, Youtuber Life-solvers discusses the settlement of the majority of the White community in the UK, so that everyone can refer to it. Youtuber Life-solvers mentions that the UK pays more attention to the class system, focusing on education, origin, background and so on. So living in that neighborhood, getting that kind of education, also affects later employment and how others perceive you. Youtuber Life-solvers suggests that Hong Kong people can choose Bracknell, Wokingham, Slough, Surrey. If you want to know more about BNO visa details, you can watch the video.

We hope the above Youtuber Life-solvers video will help you learn more about the UK. If you want to immigrate to the UK, remember to watch the following information about the UK.

Information of Life-solvers

“Life-solvers” is an exclusive term for the channel, depicting the world as seen through the eyes of Youtuber Life-solvers. This channel is to encourage everyone to look through the current situation, to go out to the world to find new opportunities, and to bring you some Western current affairs advice and culture, because the coverage of foreign news in Hong Kong can be lacking.

This channel has stated in advance that it will not employ complicated editing skills. But with the help of occasional bad gags, it will provide some practical information, so that people of different classes in Hong Kong can find their own way around when abroad. Broaden your horizons. Moreover, youtuber Life-solvers opens his own study, finds jobs and buys real estate companies.

This article has been reproduced in text with the permission of the YouTube channel 看破世情 Life-solvers .


The UK mortgage information:

  1. Help to Buy | The UK government helps you get a property with 5% down
  2. Buy to Let | The UK real estate mortgage loan scheme | Top 10 Best Buy to Let areas

The UK local information:

  1. Salford
  2. Liverpool

Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the UK, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

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