Investment should be diverse, and asset classes should also be diverse, even geographically. In recent years, many Hong Kong have immigrated to or invested in the UK, and they have also begun to pay attention to UK real estate investment. Recently, the data for the first quarter of 2022 of UK real estate has been updated, and the growth trend is indeed quite attractive.

With the large number of Hong Kongers planting their flags in the United Kingdom using BNO passports, and the opportunity of low prices in the British pound after Brexit, the United Kingdom has become a popular choice for Hong Kong people to invest in overseas properties. After the epidemic lockdown, the UK real estate market has been active. Many Hong Kong people think of London first when they want to immigrate or invest in the UK. However, London is very expensive, housing prices are high, and the relative rental yield is also low. If you want to capture the appreciation potential, naturally you have to look at emerging areas.

According to Nationwide data, house prices in the UK in March 2022 increased by 14.3% year-on-year, outperforming Hong Kong significantly where, according to the Central Plains City Leading Index, prices fell by 2.2% year-on-year in March. In terms of housing prices in major cities in the UK, the first half of last year was the outbreak period. The capital London recorded a year-on-year growth of 3-5%, while the increase in housing prices in Manchester was even more astonishing, recording a year-on-year growth of 12-17%, outperforming Average UK house price growth as a whole. However, this is due to the government’s stimulus policies, and Manchester house price growth has now returned to normal levels. According to Land Registry data, the latest year-on-year increase in Manchester house prices in February was 4.7%.

In terms of rental returns, data from the Office for National Statistics showed that private residential rents in the United Kingdom rose by 2.4% year-on-year in March, while London rents rose by 0.4% year-on-year, while rents outside London rose by 3.3% year-on-year. Rental growth outside London has started to outperform London since 2017. In terms of pre-tax rental yields, London’s rental yield is only 3.47% due to its high housing prices, which is slightly higher than the average in Hong Kong. However, it is relatively low in terms of the UK, and it is only slightly better than Oxford at the bottom of the list. Manchester City ranked second with a rental yield of 5.19%, and Glasgow ranked first with a rental yield of 7.52%. However, considering the potential increase in the property and the possibility of resale, Manchester City is still more attractive. From the perspective of investment and rent collection, the city center of Manchester has a high occupancy rate, with an occupancy rate of 99.5%, a rental return of at least 5 or 6%, and a great potential for appreciation.

Manchester is the second largest city in the UK (in terms of population and GDP) with a population of 2.8 million and a growth rate of 9% since 2010. The Deansgate-Castlefield area is known as the Happy Valley of Manchester City. It has developed into a middle-class community consisting of high-rise residential buildings, starting from four blocks in the south, south, north and west of Deansgate Square. The latest completions are Elizabeth Tower and Victoria Residence, followed by The Blade and Three Sixty, which are expected to be completed in Q4 2023. Deansgate-Castlefield is located 15 minutes away from Spinningfields, the central business district of Manchester. With the completion of projects one after another, there will be a completely new property scene in a few years.

Invest with Vivian Information

Vivian views macro political and economic situations, integrating fundamental factors and technical analysis to capture investment opportunities in the global market.

This article has been reproduced in text with the permission of the YouTube channel 李卓穎 Invest with Vivian.

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The UK mortgage information:

1. Help to Buy | The UK government helps you get a property with 5% down
2. Buy to Let | The UK real estate mortgage loan scheme | Top 10 Best Buy to Let areas

The UK local information:

1. Salford
2. Liverpool

Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

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# Disclaimer

Located in Ho Chi Minh City, The landmark 91 is not only the tallest building in Vietnam, but in fact also the tallest building in South East Asia, as well as one of Asia’s top-10 tallest skyscrapers. At the end of Jan, Michael stayed in a honeymoon suite at the top of the 5 star hotel, “Vinpearl Luxury Landmark 81” for his staycation in Ho Chi Minh city. For more details, watch the video.

Having judged many hotels around Vietnam, Michael can confidently say that The Landmark 81 is one of the best hotels in Ho Chi Minh, offering not just a place to stay, but a shopping mall, a home, an offices. The hote towers up to a height of 461 meters, including 81 stories and 3 underground floors with a total area of 141,000 square meters. Those who are interested in going to Vietnam should definitely consider a stay at Landmark 81.

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Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the UK, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

Malaysia investment information:

1. Malaysia | Why you should Immigrant in Selangor
2. Immigrate to Malaysia | Lower housing costs are the best choice for Hong Kong residents

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# Disclaimer

Earlier, Youtuber Life-solvers found that Reading is very different from Hong Kong. It is a suburban place with a very beautiful environment. Property prices are slightly lower than London, and there is a lot of room for appreciation. In this episode, Youtuber Life-solvers discusses which place in the UK is suitable for you to immigrate to.

In this episode, Youtuber Life-solvers discusses the settlement of the majority of the White community in the UK, so that everyone can refer to it. Youtuber Life-solvers mentions that the UK pays more attention to the class system, focusing on education, origin, background and so on. So living in that neighborhood, getting that kind of education, also affects later employment and how others perceive you. Youtuber Life-solvers suggests that Hong Kong people can choose Bracknell, Wokingham, Slough, Surrey. If you want to know more about BNO visa details, you can watch the video.

We hope the above Youtuber Life-solvers video will help you learn more about the UK. If you want to immigrate to the UK, remember to watch the following information about the UK.

Information of Life-solvers

“Life-solvers” is an exclusive term for the channel, depicting the world as seen through the eyes of Youtuber Life-solvers. This channel is to encourage everyone to look through the current situation, to go out to the world to find new opportunities, and to bring you some Western current affairs advice and culture, because the coverage of foreign news in Hong Kong can be lacking.

This channel has stated in advance that it will not employ complicated editing skills. But with the help of occasional bad gags, it will provide some practical information, so that people of different classes in Hong Kong can find their own way around when abroad. Broaden your horizons. Moreover, youtuber Life-solvers opens his own study, finds jobs and buys real estate companies.

This article has been reproduced in text with the permission of the YouTube channel 看破世情 Life-solvers .

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The UK mortgage information:

1. Help to Buy | The UK government helps you get a property with 5% down
2. Buy to Let | The UK real estate mortgage loan scheme | Top 10 Best Buy to Let areas

The UK local information:

1. Salford
2. Liverpool

Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the UK, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

Follow us on:

👉 Facebook: https://www.facebook.com/Denzity.io 

👉 Instagram: https://www.instagram.com/denzity.io/ 

👉 LinkedIn: https://www.linkedin.com/company/denzity 

# Disclaimer

Everyone says that Singapore properties are worth buying. Are Singapore property prices really expensive? How much does a private flat cost? In this episode by Youtuber KongWife, we’ll tour a 1300 square feet unit of new real estate near Singaporean mountains. If you want all the details, remember to watch the video.

Property information

This private unit will be completed in 2025. The unit area is about 1,300 square feet. It is a mixed-use 4-bedroom residential project. When you walk in, you will see a hall with dining and rest space on the left. Heading further in, you will see the entrance to a large terrace. If you get a poorly designed unit, you may have nowhere to install a water pipe. This could make it troublesome to clean the terrace in the future.

Nearby location

• About 5 minutes walk to the closest international school
• 1 minute walk away from a bus and subway station
• A 5-minute walk to Bukit Timah Hill, the highest mountain in Singapore

KongWife Information

KongWife features two wives from Hong Kong who came to Singapore at different times and hit it off when they first met at the spa.

This article has been reproduced in text with the permission of the YouTube channel KongWife.

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Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the UK, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

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# Disclaimer

We’ve seen different buildings in Toronto before, but now it’s time to show you a townhouse! Youtuber Con Con of Popcon Factory will take you to visit a 2,300-square-foot townhouse in Richmond Hill that her agent friend is selling! What does it look like inside? What’s the difference between a 2,300-square-foot townhouse and a 2,300-square-foot detached house? Find out by watching this video!

Townhouse

Introduced today is a 2,300-square-foot townhouse with 4 bedrooms and 4 bathrooms. It features a renovated basement and parking space for 3 cars outside. As soon as you enter the house, you’ll find a very comfortable lounge chair, and then a dining table for 4 people. There is also a study on the side of the opposite hall. Usually, you’ll find that only large 3,000-square-foot townhouses have room for books, but this property is a bit different.

In the kitchen, all the amenities are made of stainless steel, including the refrigerators and so on. The whole house is structured with an open plan, so there’s plenty of well-separated space to be used. The living room has plenty of sunlight, and there’s lots of room for family activities.

If you want to invest in Canada properties, watch out for our property listings and insightful information.To learn more about property price trends across Canada, remember to click here.

Information of Popcon Factory 

Youtuber Con Con is a Hong Kongers who enjoy living in different places. Because she likes to travel and wants to practice film editing, she started making videos to record her life.

Welcome to Con Con’s channel, Popcon Factory – For Concepts That Pop. Here’s the factory that turns all the crazy ideas of Con Con into reality. Con Con believes that creative ideas will pop up when you need them, like making popcorn. Therefore, Con Con hopes that everyone will subscribe and become “popcorners” to motivate her to show everyone different worlds.

This article has been reproduced in text with the permission of the YouTube channel Popcon Factory.

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Canada investment information:

1. Canadian Taxes | The tax facts you need to know before moving to Canada
2. Canada Investment | What do Hong Kong investors need to know when they invest in Canada?

The Canada local information:

1. Montreal 
2. Toronto

Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the UK, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

Follow us on:

👉 Facebook: https://www.facebook.com/Denzity.io 

👉 Instagram: https://www.instagram.com/denzity.io/ 

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# Disclaimer

Following the introduction of “£335,000 Birmingham B27 Acocks Green 5 Bedrooms” in the last episode, Ying Tse from Youtube channel BN Lau introduces ten things to keep in mind when buying a UK flat. This latest video will introduce 2 victims of poorly rented houses. They will talk about the problems and conditions of renting British houses, so that more Hong Kong people know what to pay attention to and beware of.

Victim one

This victim was living in a building in Hong Kong, and was going to officially rent a three-bedroom, one-bathroom detached house at a price of £1,200 when she moved to the UK in August 2021. At that time, the victim was aware that this house had a water leak. In the middle of her rental period, the owner asked someone to sort it out once, but the problem did not improve, and it became more and more serious. The reason why the victim chose this house was that it had an excellent school network and a famous middle school. And because she hadn’t been to the UK, there was no response from several other properties. This was the only one who got back to her. When the victim looked at the photos before she rented, the owner also promised to rent it out for the maintenance of the house, but the problem has not been improved after the victim lived in it.

If you want to know what happened next and learn about the second victim, remember to watch the video.

We hope the above video by Ying Tse will help you learn more about the UK. Home buyers who are interested in buying can browse our properties for more up-to-date information.

BN撈 information

The name of the channel “BN撈” means refers to Hong Kong people – British National (Overseas) – that are hoping to integrate into British culture and life in pursuit of a better life. The word “撈” is a Guangdong word that Hong Kong people often mention, displaying our desire to pass on Cantonese to the next generation. Hence, the channel’s name “BN撈”.

BN撈 shares with you some clips on how to integrate into the local British culture, and continue to carry forward the spirit of Hong Kong people in different places, knowing how to drink, eat and play. Due to the limited power of one’s own efforts, netizens are also welcome to provide information that can help other Hong Kong people integrate into British culture.

This article has been reproduced in text with the permission of the Youtube BN撈.

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The UK mortgage information:

1. Help to Buy | The UK government helps you get a property with 5% down
2. Buy to Let | The UK real estate mortgage loan scheme | Top 10 Best Buy to Let areas

The UK local information:

1. Salford
2. Liverpool

Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the UK, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

Follow us on:

👉 Facebook: https://www.facebook.com/Denzity.io 

👉 Instagram: https://www.instagram.com/denzity.io/ 

👉 LinkedIn: https://www.linkedin.com/company/denzity 

# Disclaimer

In our previous article “Is UK property worth buying now”, we elaborated on recent UK property prices and postulated whether they will fall in the near future. This time, British property consultancy company AdventureInCreativity dissects pre-sale property sales. Read on below!

Buying pre-sale properties

The UK property market is booming, and the demand for “buying off-plan” is also on the rise. So what do you need to pay attention to when buying pre-sale properties in the UK?

The benefits of buying pre-sale properties

– When the housing market is booming and housing demand is strong, properties are likely to have appreciated several times before moving in

– Receive discounts and prioritize the selection of the best units

– From some properties, buyers can choose the unit’s exclusive fittings and color scheme

– Buyers of some pre-sale properties can apply for the UK government’s Help to Buy Equity Loan program

Disadvantages of buying “off-the-plan” properties

– It takes a long time to move in after purchase

– If you are one of the first to join the group, you need to be mentally prepared that there may still be sand and dust around you

Precautions to take buying pre-sale properties

– Select the developer carefully – especially pay attention to the developer’s reputation in the online community and customer comments on the developer’s social media page

– You may wish to negotiate the price before placing the order. Usually, there is room for negotiation

– Check with your lawyer to make sure the buyer is still covered in the event the developer goes bankrupt or the project goes unfinished

– General bank loans are only valid for six months. Those who buy a pre-sale property should check with the bank for details. At present, many banks will automatically increase the validity period of property loans for newly built houses to 12 months, or allow lenders to apply for extensions

Information of AdventureInCreativity  

AdventureInCreativity (AIC) is a UK registered property consultancy company. Their multicultural team includes UK natives and expats from Hong Kong and other parts of Asia, rooted in the UK and connected to Asia. They focus on helping clients find high-quality properties in the UK. The team has many years of UK property experience, local connections, and understanding of the unique requirements of Asians.

This article has been reproduced in text with the permission of the UK property consulting company AdventureInCreativity.

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The UK mortgage information:

1. Help to Buy | The UK government helps you get a property with 5% down
2. Buy to Let | The UK real estate mortgage loan scheme | Top 10 Best Buy to Let areas

The UK local information:

1. Salford
2. Liverpool

Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the UK, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

Follow us on:

👉 Facebook: https://www.facebook.com/Denzity.io 

👉 Instagram: https://www.instagram.com/denzity.io/ 

👉 LinkedIn: https://www.linkedin.com/company/denzity 

# Disclaimer

In the last episode, Youtuber Kin introduced a “$620,000 studio in downtown Toronto“. This time, Youtuber Kin discusses the interest rate hike by the Bank of Canada and what you should do in response. We hope the video helps you prepare better for your Canadian immigration.

In this episode, Kitty Hong from Bank of Montreal is invited to give her expert opinion. She discusses whether you should choose a floating interest rate or a fixed interest rate if the Bank of Canada raises interest rates.

Floating interest or fixed interest?

According to Kitty, self-occupying property owners who do not want to bear the pressure of future fluctuations usually find fixed interest rates the most suitable. In this case, the bank will bear the risk for you and bear the interest fluctuations in the market.

For those who consider renting or selling properties, it is more appropriate to choose floating interest, because the interest of investment properties can be deducted from tax, so fluctuation of interest in the market may not be that big of a worry.

We hope the above video by Kin will help you learn more about Canada. Home buyers who are interested in buying can browse our property listings for more up-to-date information.

Kin多倫多地產 Information

Youtuber Kin is the host of the Toronto real estate tour group, and solves all kinds of home buying needs for everyone. Kin is responsible for residential/off-the-plan co-rental! He hopes this channel can help you understand the Toronto market!

This article has been reproduced in text with the permission of the YouTube channel Kin多倫多地產 .

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Canada investment information:

1. Canadian Taxes | The tax facts you need to know before moving to Canada
2. Canada Investment | What do Hong Kong investors need to know when they invest in Canada?

The Canada local information:

1. Montreal 
2. Toronto

Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

To receive more property information relating to the UK, Canada and Hong Kong, sign up to our newsletter at the bottom of this page.

Follow us on:

👉 Facebook: https://www.facebook.com/Denzity.io 

👉 Instagram: https://www.instagram.com/denzity.io/ 

👉 LinkedIn: https://www.linkedin.com/company/denzity 

# Disclaimer