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United Kingdom | Youtuber Life-solvers | How to apply for a UK mortgage with no income?

The United Kingdom is a popular spot for Hong Kong immigrants, with many people planning to purchase properties in the coming months. However, if your income is unstable or you’re self-employed, it is easy to run into a wall when applying for a mortgage. In fact, immigrants to Hong Kong can choose the “Buy to Let” method to purchase housing. Youtuber Life-solvers goes through the details when applying for a residential mortgage in the UK.

Residential mortgage

Youtuber Life-solvers says that if you have no job or foreign income after arriving in the UK, you can consider setting up a company by yourself, and put part of the deposit in the company, using it to pay on your behalf. Using this method, you can meet the requirements for the mortgage of an owner-occupied property, that is, having a secure occupation and a 6-month income certificate. After 6 months, you can apply to the bank for a mortgage on your own property with the income certificate provided by your company. If you want to know more about the details, you can watch the video.

We hope the above Youtuber Life-solvers videos will help you learn more about the UK. If you want to immigrate to the UK, remember to watch the following information about the UK.

Information of Life-solvers

“Life-solvers” is an exclusive term for the channel, depicting the world as seen through the eyes of Youtuber Life-solvers. This channel is to encourage everyone to look through the current situation, to go out to the world to find new opportunities, and to bring you some Western current affairs advice and culture, because the coverage of foreign news in Hong Kong can be lacking.

This channel has stated in advance that it will not employ complicated editing skills. But with the help of occasional bad gags, it will provide some practical information, so that people of different classes in Hong Kong can find their own way around when abroad. Broaden your horizons. Moreover, youtuber Life-solvers opens his own study, finds jobs and buys real estate companies.

This article has been reproduced in text with the permission of the YouTube channel 看破世情 Life-solvers .


The UK mortgage information:

  1. Help to Buy | The UK government helps you get a property with 5% down
  2. Buy to Let | The UK real estate mortgage loan scheme | Top 10 Best Buy to Let areas

The UK local information:

  1. Salford
  2. Liverpool

Property investment is a long-term game and planning is the key. Watch more videos for a better decision! 

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